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	<title>Retiring Information</title>
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	<description>All About Retirement Information You Need To Know</description>
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		<title>Earn with eShares that Double Every Year!</title>
		<link>http://www.retiringinfo.org/smicap/earn-with-eshares-that-double-every-year</link>
		<comments>http://www.retiringinfo.org/smicap/earn-with-eshares-that-double-every-year#comments</comments>
		<pubDate>Tue, 28 Sep 2010 15:40:31 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[SMICap]]></category>

		<guid isPermaLink="false">http://www.retiringinfo.org/?p=168</guid>
		<description><![CDATA[SMICAP&#8217;s very first program launched on May 6, 2007 and is now continuously thriving after over 36 months being in operation, effectively helping many in multiplying their investments. To prove SMICAP’s success in quantifiable terms, here is the historical performance of the tokens or eShares of those who participated since their launching date with a [...]]]></description>
			<content:encoded><![CDATA[<p>SMICAP&#8217;s very first program launched on May 6, 2007 and is now continuously thriving after over 36 months being in operation, effectively helping many in multiplying their investments.</p>
<p><img class="alignleft size-full wp-image-169" title="smicap" src="http://www.retiringinfo.org/wp-content/uploads/smicap.jpg" alt="smicap" width="246" height="156" />To prove SMICAP’s success in quantifiable terms, here is the historical performance of the tokens or eShares of those who participated since their launching date with a starting account of US$5,000.</p>
<p>For every US$5,000 starting investment, a value of 32,500 eShares or tokens will be automatically registered in your account with a unit value of US$0.10. On September  24 2007, a mere four months after the launching, the pioneer investors were found to have benefited the highest value attained for every share at US$1.18 per unit value. This means that your initial start up of US$5,000 has now multiplied to a total of US$38,350 from the initial investment. Since the eShares value split from US$1.18 each down to US$0.10, each investor’s eShares will multiply by 11.8, thereby upgrading their initial 32,500 eShares/tokens to 383,500 on this particular day.</p>
<p>By August 15 the following year, the unit value per share increased to US$0.42 from the starting price of US$0.10, which means that when multiplied to 383,500 (from last year’s eShare), the participant’s investment would have then increase to US$163,800 (805,350 eShares).</p>
<p>Fast forward to June 9, 2009, and we find that the unit value has again increased for the 3<sup>rd</sup> time to US$0.44. This means that when 805,350 eShares from previous year is multiplied by US$.044, the total investment of the participant becomes US$354,354 in just a matter of two years. As eShares value split from US$0.44 down to US$0.22 each, you’ll get a calculation of 805,350 x 2 = 1,610,700 eshares per each participant.</p>
<p>On May 11, 2010, the value of eShares increased yet again to US$0.51, which which the grand total sum of 1,610,700 eshares, your investment will dramatically turn to US$821,457. Hence it is safe to say that as your account gets older, your investment will further multiply by many folds.</p>
<p>Imagine if you will, a dramatic capital growth rate that started from only US$5,000 to US$821,457 in just three years (an increase of 16429%)! Nowhere could you get a return this big, except at SMICAP.</p>
<p>Skeptics would do well to understand that this computation is based on actual performance of the company and is not an imaginary estimation.</p>
<p>As you may have already noticed, the unit value of the eShares continued to rise and failed to waver in spite of the economy’s perpetual instability, which only further shows the high level of aptitude this company has in managing its funds.</p>
<p>To allow the reader a better understanding of how eShares grow, let us explain it periodically instead.</p>
<p>On the first period (from May 6  2007-Sept. 24, 2007), eShares unit value started at US$0.10 and reached US$1.18 by the end of the period, having a rise value of 11.8 times.</p>
<p>On the second period (Sept. 24, 2007-Aug. 15, 2008), eShares jumped from US$0.10 per to US$0.42 by the end of the period, with a rise value of 4.2 times.</p>
<p>On the third period (Aug.23, 2008-June 6, 2009), the value of eShares started from US$0.20 to US$0.44, having a rise value of 2.2 times.</p>
<p>On the fourth period (June 13, 2009-May 11, 2010), eShares started from US$0.22 each and reached US$0.51 by the end of the period, with 2.3 times rise value.</p>
<p>With these results, SMICAP not only increases the value of the eShares but also increases the quantity as well. At the same, do take note that there’s no negative in the growth in our system.</p>
<p>Upon joining us, you’ll be get at least 2 times more eShares each year, and that there will be at least one price-split per year. For example, you joined with an initial 10,000 eShares, one year after, your eShare will be multiplied by 2 making it 20,000. Two years after, your 20,000 will again be multiplied by 2 making it 40,000 and so on. Five years after, your initial 10,000 eShares will become 320,000. This basically means that unlike conventionally investments, your investment with eShares grow at an exponential rate.</p>
<p>As eShares is still relatively new, you too will benefit if you sign up early. The system is proven and verified by participants who drastically increase their capital in just a short period of time. Why wait any longer?</p>
<p>For more review about SMI Cap, <a href="http://www.retiringinfo.org/smicap-com-review">visit this page</a>.</p>
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		<title>Operating the System of eShares (Tokens or Virtual Shares)</title>
		<link>http://www.retiringinfo.org/smicap/operating-the-system-of-eshares-tokens-or-virtual-shares</link>
		<comments>http://www.retiringinfo.org/smicap/operating-the-system-of-eshares-tokens-or-virtual-shares#comments</comments>
		<pubDate>Tue, 28 Sep 2010 15:40:04 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[SMICap]]></category>

		<guid isPermaLink="false">http://www.retiringinfo.org/?p=172</guid>
		<description><![CDATA[The system of eShares/tokens/virtual shares implemented in SMICAP was started by Simon Ng, a Singaporean private funds expert who managed and is still currently managing the funds of big corporations. It was in between the year 2003 and 2007, when he considered the idea of helping ordinary individuals achieve similar success his corporate clients has [...]]]></description>
			<content:encoded><![CDATA[<p>The system of eShares/tokens/virtual shares implemented in SMICAP was started by Simon Ng, a Singaporean private funds expert who managed and is still currently managing the funds of big corporations.</p>
<p>It was in between the year 2003 and 2007, when he considered the idea of helping ordinary individuals achieve similar success his corporate clients has achieved in terms of growing their money, particularly in these days of uncertainty, unemployment, job scarcity, retrenchment and high cost of living.</p>
<p>Ng had thought that it would be a novelty helping ordinary people in these times of stress and fear. Hence after four years of formulating and devising, he had finally created a system that will guarantee success for ordinary people to maximize the growth of their money by many folds!</p>
<p>Skeptics would do well to take note that this simple system continuous to prosper even after 3 years since it&#8217;s first launch. Even at the very first cycle, your investment would have grown as much as 1180%, another 420% growth in the second cycle, 220% in the third and 230% in the fourth cycle. Even at the height of economy failing worldwide, the system continuously a healthy growth rate.</p>
<p>Since SMICAP started, there have been over 60 ordinary people around the World who quite suddenly became millionaires since June 13, 2009. Another 3000 individuals have since made between US$15,000 and US$ 75,000 since they joined the program.</p>
<p>When I joined the program on July  29, 2008 during the second growth cycle, I started an account of US$500 with 838 eShares. My eShares began increasing at the start of the third growth cycle from 838 to 1749. Motivated by the fast growth of my eShares, I opened another 2 accounts, both US$500, between August and September 2008, during the third cycle growth.</p>
<p>So, all in all I had 3 cash-generating accounts of US$500 each and a combined eShares of 4,128. At the start of another growth cycle, the fourth one (commencing June  13, 2009), the system doubled my eShares to 8,256 from the previous 4,128. It then further doubled to 17,338 at the start of the fifth growth cycle (commencing May  14, 2010).</p>
<p>When the value of the tokens/eShares reached US$0.50 each, my combined account give me a total of US$8,668.00 (17,338 x US$0.50)!</p>
<p>To prove that I am not making this up, here are records of my three US$500 Accounts:</p>
<p><img class="alignnone size-full wp-image-173" title="Image6" src="http://www.retiringinfo.org/wp-content/uploads/Image6.jpg" alt="Image6" width="480" height="678" /></p>
<p><img class="alignnone size-full wp-image-174" title="Image7" src="http://www.retiringinfo.org/wp-content/uploads/Image7.jpg" alt="Image7" width="480" height="360" /></p>
<p><img class="alignnone size-full wp-image-175" title="Image8" src="http://www.retiringinfo.org/wp-content/uploads/Image8.jpg" alt="Image8" width="446" height="375" /></p>
<p>Between the end of November 2008 and early December of the same year, my first account recorded a cash of US$2,530.00, second account US$370.00, and third account US$168.00. When combined, it gives me a total cash of US$3,068.00.</p>
<p><img class="alignnone size-medium wp-image-177" title="Image16" src="http://www.retiringinfo.org/wp-content/uploads/Image161-590x364.jpg" alt="Image16" width="478" height="295" /></p>
<p><img class="alignnone size-medium wp-image-178" title="Image18" src="http://www.retiringinfo.org/wp-content/uploads/Image18-590x302.jpg" alt="Image18" width="531" height="272" /></p>
<p><img class="alignnone size-medium wp-image-179" title="Image20" src="http://www.retiringinfo.org/wp-content/uploads/Image20-590x313.jpg" alt="Image20" width="478" height="254" /></p>
<p><strong>At the start of the fourth growth cycle, my eShares are as follows: </strong></p>
<p><strong> </strong></p>
<p><strong>My first account (from 838 eShares to 3,498 eShare)</strong></p>
<p><img class="alignnone size-medium wp-image-180" title="Image24" src="http://www.retiringinfo.org/wp-content/uploads/Image24-590x508.jpg" alt="Image24" width="531" height="457" /></p>
<p><strong>My second account (from 1,239 eShares to 2,478 eShares)</strong></p>
<p><img class="alignnone size-medium wp-image-181" title="Image27" src="http://www.retiringinfo.org/wp-content/uploads/Image27-590x495.jpg" alt="Image27" width="531" height="446" /></p>
<p><strong>My third account &#8211; from 1,140 eShares to 2,280 eShares</strong></p>
<p><strong><img class="alignnone size-medium wp-image-182" title="Image30" src="http://www.retiringinfo.org/wp-content/uploads/Image30-590x490.jpg" alt="Image30" width="531" height="441" /></strong></p>
<p><strong>At the start of the 5<sup>th</sup> growth cycle, my eShares are as recorded below:</strong></p>
<p><strong>My first account &#8211; from 3,498 eShares to 7,346 tokens</strong></p>
<p><strong><img class="alignnone size-medium wp-image-183" title="Image33" src="http://www.retiringinfo.org/wp-content/uploads/Image33-590x516.jpg" alt="Image33" width="531" height="464" /></strong></p>
<p><strong>My second account &#8211; from 2,478 eShares to 5,204 tokens </strong></p>
<p><strong><img class="alignnone size-medium wp-image-184" title="Image36" src="http://www.retiringinfo.org/wp-content/uploads/Image36-590x504.jpg" alt="Image36" width="531" height="454" /></strong></p>
<p><strong>My third account &#8211; from 2,280 eShares to 4,788 tokens</strong></p>
<p><strong><img class="alignnone size-medium wp-image-185" title="Image39" src="http://www.retiringinfo.org/wp-content/uploads/Image39-590x490.jpg" alt="Image39" width="531" height="441" /></strong></p>
<p>When combined, my three accounts would have a total of 17,338 tokens from the previous 8,256 eShares.</p>
<p>The quantities of my eShares and cash balance continued to increase each period without me needing to put in new cash into my account!! How did this happen?</p>
<p>Well, all these incredible increases happen because this is what the company does:</p>
<p><img class="alignnone size-full wp-image-186" title="Image42" src="http://www.retiringinfo.org/wp-content/uploads/Image42.jpg" alt="Image42" width="526" height="292" /></p>
<p>SMICAP is a legitimate company run by professionals and experts who undertakes capital investments in various fields. SMICAP is involved in:</p>
<ul>
<li>Networking</li>
<li>Financial Service</li>
<li>Financial Consultation</li>
<li>Property Investment</li>
<li>Information Technology</li>
<li>Venture Loans</li>
<li>Foods &amp; Health Industries</li>
</ul>
<p>From these different areas, the company invests the fund in buying over existing companies or setting up new ones to keep the money on rotation and moving, and avoid stagnancy.</p>
<p>Each month, SMICAP is giving a variable profit-sharing amount to its members or investors to show that the company is gaining profit and not loss. This way, each member will be kept updated on the profitability of the system, unlike investors of stock market shares who only received annual reports from their company or worse, only through rumors.</p>
<p><strong>Company Registration and Office Location</strong></p>
<p>SMICAP is a registered company in the British  Virgin Islands with an office in Hong Kong, with several more companies and factories currently being setting up in China, Hong Kong and Malaysia to provide additional dividends to active participants of the company.</p>
<p>For more review about SMI Cap, <a href="http://www.retiringinfo.org/smicap-com-review">visit this page</a>.</p>
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		<item>
		<title>Earnings and Bonuses with SMICAP</title>
		<link>http://www.retiringinfo.org/smicap/earnings-and-bonuses-with-smicap</link>
		<comments>http://www.retiringinfo.org/smicap/earnings-and-bonuses-with-smicap#comments</comments>
		<pubDate>Tue, 28 Sep 2010 15:39:45 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[SMICap]]></category>

		<guid isPermaLink="false">http://www.retiringinfo.org/?p=191</guid>
		<description><![CDATA[With SMICAP, you can choose your participation levels, rates, banks, cash out and earnings. With only US$100, you can now join our normal participation level or perhaps even upgrade to the diamond level with a larger entry fee of US5,000. Participants of tokens or eShares, also called virtual shares, do not own any aspects of [...]]]></description>
			<content:encoded><![CDATA[<p>With SMICAP, you can choose your participation levels, rates, banks, cash out and earnings. With only US$100, you can now join our normal participation level or perhaps even upgrade to the diamond level with a larger entry fee of US5,000.</p>
<p>Participants of tokens or eShares, also called virtual shares, do not own any aspects of the issuing company, the SMICAP, or any other company related to it. The value of tokens is denominated in US$ and are traded only by member-participants over the designated Internet platform 24/7/365.</p>
<p>As there are six account levels of participation, the number of monthly profit-sharing lots and weekly commission/bonus cap also varies depending on the particular level. The higher the level you choose, the higher the profit you get. Of course, profit is also dependent on other variables such as the budget budget and desire of the member, buying the tokens, participation charge and the volume of eGames players.</p>
<p>Although SMICAP does implement a multi-level binary system to reward participants who invest, the company and the program opportunities are not in itself MLM. It is the company’s greatest objective to “Help Ordinary People Grow Their Money 200% Yearly &amp; Safely After The First Year Of Participation”.</p>
<p>To give you a thorough understanding of our participation levels, please refer on the details below:</p>
<p><strong>Normal Level </strong></p>
<ul>
<li>Requires US$100 initial account entry</li>
<li>Available amount in buying eShares: US$45</li>
<li>Available eGame amount: US$5</li>
<li>Participation Charge: US$50</li>
<li>Monthly Profit Sharing lots: 1</li>
<li>+System Fee (deduct &amp; refund monthly): US$2</li>
<li>Weekly Each Level Cap: US$320</li>
<li>Weekly Commission Cap: US$400</li>
</ul>
<p><strong>Silver Level </strong></p>
<ul>
<li>Requires US$200 initial account entry</li>
<li>Available amount in buying eShares: US$99</li>
<li>Available eGame amount: US$11</li>
<li>Participation Charge: US$90</li>
<li>Monthly Profit Sharing lots: 2</li>
<li>+System Fee (deduct &amp; refund monthly): US$4</li>
<li>Weekly Each Level Cap: US$480</li>
<li>Weekly Commission Cap: US$800</li>
</ul>
<p><strong>Gold Level </strong></p>
<ul>
<li>Requires US$500 initial account entry</li>
<li>Available amount in buying eShares: US$256.5</li>
<li>Available eGame amount: US$28.5</li>
<li>Participation Charge: US$215</li>
<li>Monthly Profit Sharing lots: 5</li>
<li>+System Fee (deduct &amp; refund monthly): US$10</li>
<li>Weekly Each Level Cap: US$640</li>
<li>Weekly Commission Cap: US$2,000</li>
</ul>
<p><strong>Platinum Level </strong></p>
<ul>
<li>Requires US$1,000 initial account entry</li>
<li>Available amount in buying eShares: US$531</li>
<li>Available eGame amount: US$59</li>
<li>Participation Charge: US$410</li>
<li>Monthly Profit Sharing lots: 10</li>
<li>+System Fee (deduct &amp; refund monthly): US$20</li>
<li>Weekly Each Level Cap: US$880</li>
<li>Weekly Commission Cap: US$4,000</li>
</ul>
<p><strong>Ruby Level </strong></p>
<ul>
<li>Requires US$2,000 initial account entry</li>
<li>Available amount in buying eShares: US$1,098</li>
<li>Available eGame amount: US$122</li>
<li>Participation Charge: US$780</li>
<li>Monthly Profit Sharing lots: 20</li>
<li>+System Fee (deduct &amp; refund monthly): US$40</li>
<li>Weekly Each Level Cap: US$1,200</li>
<li>Weekly Commission Cap: US$8,000</li>
</ul>
<p><strong>Diamond Level </strong></p>
<ul>
<li>Requires US$5,000 initial account entry</li>
<li>Available amount in buying eShares: US$2,925</li>
<li>Available eGame amount: US$325</li>
<li>Participation Charge: US$1,750</li>
<li>Monthly Profit Sharing lots: 50</li>
<li>+System Fee (deduct &amp; refund monthly): US$100</li>
<li>Weekly Each Level Cap: US$1,600</li>
<li>Weekly Commission Cap: US$20,000</li>
</ul>
<p>Note: System Fee, with effect from the 3<sup>rd</sup> month, is set to determine if the account is active or inactive, auto-deduct &amp; auto-refund on the same month.</p>
<p>The table below shows the applicable exchange rates of different currencies for opening an account and for withdrawing cash (with effect from April 23, 2010):</p>
<table style="height: 238px;" border="1" cellpadding="0" width="541" align="left">
<tbody>
<tr>
<td width="218">
<p align="center"><strong>Currency</strong></p>
</td>
<td width="107">
<p align="center"><strong>Entry</strong></p>
</td>
<td width="109">
<p align="center"><strong>Withdraw</strong></p>
</td>
</tr>
<tr>
<td width="218">US$ / Australian Dollar AUD</td>
<td width="107">
<p align="center">1.2000</p>
</td>
<td width="109">
<p align="center">1.1000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Chinese Yuan CNY</td>
<td width="107">
<p align="center">7.1000</p>
</td>
<td width="109">
<p align="center">6.5000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Euro EUR</td>
<td width="107">
<p align="center">0.8400</p>
</td>
<td width="109">
<p align="center">0.7700</p>
</td>
</tr>
<tr>
<td width="218">US$ / Hong Kong Dollar HKD</td>
<td width="107">
<p align="center">8.1500</p>
</td>
<td width="109">
<p align="center">7.4400</p>
</td>
</tr>
<tr>
<td width="218">US$ / Indonesia Rupiah IDR</td>
<td width="107">
<p align="center">9365.0000</p>
</td>
<td width="109">
<p align="center">8645.0000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Japanese Yen JPY</td>
<td width="107">
<p align="center">93.1000</p>
</td>
<td width="109">
<p align="center">85.9000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Malaysian Ringgit MYR</td>
<td width="107">
<p align="center">3.3200</p>
</td>
<td width="109">
<p align="center">3.0600</p>
</td>
</tr>
<tr>
<td width="218">US$ / Philippines Peso PHP</td>
<td width="107">
<p align="center">48.9000</p>
</td>
<td width="109">
<p align="center">45.1000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Singapore Dollar SGD</td>
<td width="107">
<p align="center">1.4500</p>
</td>
<td width="109">
<p align="center">1.3300</p>
</td>
</tr>
<tr>
<td width="218">US$ / Taiwan Dollar TWD</td>
<td width="107">
<p align="center">33.6000</p>
</td>
<td width="109">
<p align="center">31.0000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Thailand Baht THB</td>
<td width="107">
<p align="center">34.6000</p>
</td>
<td width="109">
<p align="center">31.9000</p>
</td>
</tr>
<tr>
<td width="218">US$ / Vietnam Dong VND</td>
<td width="107">
<p align="center">19665.0000</p>
</td>
<td width="109">
<p align="center">18150.0000</p>
</td>
</tr>
</tbody>
</table>
<p>Wherever you are, cash withdrawal would be no problem as SMICAP is connected to numerous banks in Asia Pacific and even in Australia. Withdrawal can be done seamlessly through these banks:</p>
<p>Australia:      ANZ or Westpac</p>
<p>China:          Agricultural Bank of China</p>
<p>Bank of Communications</p>
<p>China Construction Bank</p>
<p>China Merchants Bank</p>
<p>Industrial and Commercial Bank of China</p>
<p>First Bank</p>
<p>Industrial Bank (CIB)<br />
HongKong:   HSBC Hong Kong<br />
Indonesia:    Bank Central Asia (BCA)<br />
Japan:                   Shiga Bank<br />
Malaysia:      Malayan Banking<br />
Public Bank<br />
Philippines:   Bank of the Philippines Islands<br />
Union Bank of the Philippines<br />
Singapore:    Development Bank of Singapore (DBS)<br />
Taiwan:        HSBC Taiwan<br />
TaiWan Cooperative Bank<br />
Cathay United Bank<br />
Hua Nan Bank<br />
Thailand:      Kasikorn Bank</p>
<p>For withdrawal request, you need to allow 10 to 20 working days in order to process your withdrawal. If in case you do not have any bank account with the above banks or no designated banks available in your area, you may then opt to have your cash withdrawn via telegraphic  transfer to your appointed bank accounts when submitting the cash withdrawal request.</p>
<p><strong>Earnings and Commission Bonus</strong></p>
<p>In order to receive the 8% referral commission for each new account open, you either open more personal accounts or invite others to open their accounts with SMICAP.</p>
<p>For example, let&#8217;s say you are A, and B is your direct referral who opens an account worth US$100 (1 lot). Once B’s registration is complete, you’ll get US$8 automatically. When C, another direct referral by you, joins with US$1,000 (10 lot), you will received US$80 as a Direct Referral Bonus.</p>
<p><img class="alignnone size-full wp-image-192" title="a" src="http://www.retiringinfo.org/wp-content/uploads/a.jpg" alt="a" width="431" height="253" /></p>
<p>You can also earn more 8% bonuses on matched sales amount between left and right legs..</p>
<p><img class="alignnone size-full wp-image-193" title="b" src="http://www.retiringinfo.org/wp-content/uploads/b.jpg" alt="b" width="515" height="276" /></p>
<p>You&#8217;ll also be interested to know that another 10 to 5% leadership bonus are up for grabs whenever your direct referrals refer another. Hence the key to earning through SMICAP is to refer the service to others. The higher your number of referrals, the higher the number of signing up and the more commissions you will receive.</p>
<p><img class="alignnone size-full wp-image-194" title="c" src="http://www.retiringinfo.org/wp-content/uploads/c.jpg" alt="c" width="454" height="213" /></p>
<p>Although the bonus payouts are similar to a typical MLM setup, rest assured that this is not a MLM program. Our program is a legitimate one that aims to help its members earn referral commission, matching bonus and leadership bonus to motivate them to remain active besides acquiring more eShares.</p>
<p>SMICAP also offers full support and assistance to all members who want to run a home-based business program through eShares by simply bringing in new participants!</p>
<p>For more review about SMI Cap, <a href="http://www.retiringinfo.org/smicap-com-review">visit this page</a>.</p>
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		<title>How You Can Increase Your Regular Income by Multiple Folds</title>
		<link>http://www.retiringinfo.org/smicap/how-you-can-increase-your-regular-income-by-multiple-folds</link>
		<comments>http://www.retiringinfo.org/smicap/how-you-can-increase-your-regular-income-by-multiple-folds#comments</comments>
		<pubDate>Wed, 22 Sep 2010 14:51:22 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[SMICap]]></category>

		<guid isPermaLink="false">http://www.retiringinfo.org/?p=164</guid>
		<description><![CDATA[It is one of the ultimate goals of SMICAP’s system to help increase your regular earnings at least 14 times in just 5 years, from your US$100 monthly to more than US$1,440 a month after 5 years just by subscribing to SMICAP’s system. Based on the trend and pattern of the system, there will be [...]]]></description>
			<content:encoded><![CDATA[<p>It is one of the ultimate goals of SMICAP’s system to help increase your regular earnings at least 14 times in just 5 years, from your US$100 monthly to more than US$1,440 a month after 5 years just by subscribing to SMICAP’s system.</p>
<p>Based on the trend and pattern of the system, there will be at least one price-split each year and every participant will receive at least 2 times more eShares every year.</p>
<p>As an example; If you joined the company with a 10,000 starter eShares today, your 10,000 eShares will be multiplied into 2 making it 20,000 in just a year later. After another year goes by, your 20,000 eShares would have now become 40,000; after three years, it will become 80,000 eShares and so on… (get the idea?)<img class="alignleft size-full wp-image-165" title="Image1" src="http://www.retiringinfo.org/wp-content/uploads/Image1.jpg" alt="Image1" width="512" height="384" /></p>
<p>With SMICAP, your investment will grow exponentially every year, from 2,4,8,16,32, … and beyond!</p>
<p>Now, say that your eShares amount started at $45. After the 1<sup>st</sup> split, the initial amount would have turn into $90, after 2<sup>nd</sup> split $180, after 3<sup>rd</sup> split $360, after 4<sup>th</sup> split $720, and after the 5<sup>th</sup> split, your starting $45 will become $1,440.</p>
<p>Hence this is why with SMICAP’s system your initial investment will grow by more than 14 times after 5 years time.</p>
<p><strong>Building Golden Money Nest</strong></p>
<p>The way the system works, you could have enough money nests for your children’s education or perhaps an early retirement. You’ll no longer worry about how you can pay for your children’s college education and you’ll certainly get to spend so much more time with your loved ones.</p>
<p>By simply following the plan below, rest assured that you’ll no longer worry yourself with financial matters for years to come.</p>
<p>The plan is for you to maintain by regularly opening new accounts under your existing main account (A) for 30 consecutive months as shown below:</p>
<table style="height: 19px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td>
<p align="center">A &#8211; Your Main Account</p>
</td>
</tr>
</tbody>
</table>
<table style="height: 10px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td>
<p align="center">B ( 1 month later )</p>
</td>
<td>
<p align="center">C (2nd month later)</p>
</td>
</tr>
</tbody>
</table>
<table style="height: 18px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td>
<p align="center">D (3rd month)</p>
</td>
<td>
<p align="center">F (5th month)</p>
</td>
<td>
<p align="center">E (4th month)</p>
</td>
<td>
<p align="center">G (6th month)</p>
</td>
</tr>
</tbody>
</table>
<table style="height: 9px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td>
<p align="center">H (7th)</p>
</td>
<td>
<p align="center">L (11th)</p>
</td>
<td>
<p align="center">J (9th)</p>
</td>
<td>
<p align="center">N (13th)</p>
</td>
<td>
<p align="center">I (8th)</p>
</td>
<td>
<p align="center">M (12th)</p>
</td>
<td>
<p align="center">K (10th)</p>
</td>
<td>
<p align="center">O (14th)</p>
</td>
</tr>
</tbody>
</table>
<table style="height: 26px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td>
<p align="center"><strong>P (15)</strong></p>
</td>
<td>
<p align="center"><strong>X (23)</strong></p>
</td>
<td>
<p align="center"><strong>AB (27)</strong></p>
</td>
<td>
<p align="center"><strong>T (19)</strong></p>
</td>
<td>
<p align="center"><strong>Z (25)</strong></p>
</td>
<td>
<p align="center"><strong>V (21)</strong></p>
</td>
<td>
<p align="center"><strong>AD (29)</strong></p>
</td>
<td>
<p align="center"><strong>R (17)</strong></p>
</td>
<td>
<p align="center"><strong>Q (16)</strong></p>
</td>
<td>
<p align="center"><strong>Y (24)</strong></p>
</td>
<td>
<p align="center"><strong>AC (28)</strong></p>
</td>
<td>
<p align="center"><strong>U (20)</strong></p>
</td>
<td>
<p align="center"><strong>AA (26)</strong></p>
</td>
<td>
<p align="center"><strong>W (22)</strong></p>
</td>
<td>
<p align="center"><strong>AE (30)</strong></p>
</td>
<td>
<p align="center"><strong>S (18)</strong></p>
</td>
</tr>
</tbody>
</table>
<table style="height: 267px;" border="1" cellpadding="0" width="510" align="left">
<tbody>
<tr>
<td>
<p align="center"><span style="text-decoration: underline;">Left Side &#8211; Month and Action</span></p>
</td>
<td>
<p align="center"><span style="text-decoration: underline;">Right Side &#8211; Month and Action</span></p>
</td>
</tr>
<tr>
<td>
<p align="center">1st month &#8211; open B under A</p>
</td>
<td>
<p align="center">2nd month &#8211; open C under A</p>
</td>
</tr>
<tr>
<td>
<p align="center">3rd &#8211; open D under B</p>
</td>
<td>
<p align="center">4th &#8211; open E under C</p>
</td>
</tr>
<tr>
<td>
<p align="center">5th &#8211; open F under B</p>
</td>
<td>
<p align="center">6th &#8211; open G under C</p>
</td>
</tr>
<tr>
<td>
<p align="center">7th &#8211; open H under D</p>
</td>
<td>
<p align="center">8th &#8211; open I under E</p>
</td>
</tr>
<tr>
<td>
<p align="center">9th &#8211; open J under F</p>
</td>
<td>
<p align="center">10 &#8211; open K under G</p>
</td>
</tr>
<tr>
<td>
<p align="center">11th &#8211; open L under D</p>
</td>
<td>
<p align="center">12th &#8211; open M under E</p>
</td>
</tr>
<tr>
<td>
<p align="center">13th &#8211; open N under F</p>
</td>
<td>
<p align="center">14th &#8211; open O under G</p>
</td>
</tr>
<tr>
<td>
<p align="center">15th &#8211; open P under H</p>
</td>
<td>
<p align="center">16th &#8211; open Q under I</p>
</td>
</tr>
<tr>
<td>
<p align="center">17th &#8211; open R under N</p>
</td>
<td>
<p align="center">18th &#8211; open S under O</p>
</td>
</tr>
<tr>
<td>
<p align="center">19th &#8211; open T under L</p>
</td>
<td>
<p align="center">20th &#8211; open U under M</p>
</td>
</tr>
<tr>
<td>
<p align="center">21st &#8211; open V under J</p>
</td>
<td>
<p align="center">22nd &#8211; open W under K</p>
</td>
</tr>
<tr>
<td>
<p align="center">23rd &#8211; open X under H</p>
</td>
<td>
<p align="center">24th &#8211; open Y under I</p>
</td>
</tr>
<tr>
<td>
<p align="center">25th &#8211; open Z under J</p>
</td>
<td>
<p align="center">26th &#8211; open AA under K</p>
</td>
</tr>
<tr>
<td>
<p align="center">27th &#8211; open AB under L</p>
</td>
<td>
<p align="center">28th &#8211; open AC under M</p>
</td>
</tr>
<tr>
<td>
<p align="center">29th &#8211; open AD under N</p>
</td>
<td>
<p align="center">30th &#8211; open AE under O</p>
</td>
</tr>
</tbody>
</table>
<p><span style="text-decoration: underline;">Actions by Month</span> (open new accounts and buy eShares)</p>
<p>Each of these new accounts will increase at least 14 times by the time they reach their fifth year or 60<sup>th</sup> month. By doing this (opening new account each month for 30 months) you are:</p>
<ul>
<li>Making a continuous flow of accounts with 14 times more value into your golden money nest, and</li>
<li>Reaping all the benefits of filling up a full binary matric for 4 levels – collecting all pertinent commissions, matching bonus, as well as the leadership bonuses.</li>
</ul>
<p><strong>For US$100/Month</strong></p>
<p>From the above table, you will receive as shown below, by the 30<sup>th</sup> new account:</p>
<table style="height: 62px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td>
<p align="center">Account A &#8211; (2D x 8% + 4L x 10% x 8% + 16L   x 5% x 8% + 15M x 8%) x $100 = 1.456 x $100 = <strong>$145.60</strong></p>
</td>
</tr>
<tr>
<td>
<p align="center">Accounts B &amp; C &#8211; 2 x (2D x 8% + 4L x   10% x 8% + 8L x 5% x 8% + 7M x 8%) x $100 = 2 x 0.784 x $100 = <strong>$156.80</strong></p>
</td>
</tr>
<tr>
<td>
<p align="center">Accounts D, E, F &amp; G &#8211; 4 x (2D x 8% +   4L x 10% x 8% + 3M x 8%) x $100 = 4 x 0.432 x $100 = <strong>$172.80</strong></p>
</td>
</tr>
<tr>
<td>
<p align="center">Accounts H, I, J, K, L, M, N &amp; O &#8211; 8 x   (2D x 8% + 1M x 8%) = 8 x 0.24 x $100 = <strong>$192.00</strong></p>
</td>
</tr>
</tbody>
</table>
<p>Total Commissions + Bonuses = 30 D (Direct) + 28 Leadership (10%) + 32 Leadership (5%) + 49 Matching Bonus = <strong>US$667.20</strong><br />
The total commissions and bonuses you earned is applicable for the 30 new accounts, below your main account, with US$100 each. Each of these accounts will give you US$1,440.00 by the time they reach their fifth year.</p>
<p>The total cost of these accounts is US$3,000, however you get back US$667.2 as well as 30 x US$1,440.00, which will give you a total return of <strong>US$43,867.20</strong>.</p>
<p><strong>For US$200/Month</strong></p>
<table style="height: 53px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td width="113">
<p align="center">eShares Amount (US$)</p>
</td>
<td width="90">
<p align="center">After 1st Split</p>
</td>
<td width="93">
<p align="center">After 2nd Split</p>
</td>
<td width="102">
<p align="center">After 3rd Split</p>
</td>
<td width="102">
<p align="center">After 4th Split</p>
</td>
<td width="92">
<p align="center">After 5th Split</p>
</td>
</tr>
<tr>
<td width="113">
<p align="center">$99</p>
</td>
<td width="90">
<p align="center">$198</p>
</td>
<td width="93">
<p align="center">$396</p>
</td>
<td width="102">
<p align="center">$792</p>
</td>
<td width="102">
<p align="center">$1,584</p>
</td>
<td width="92">
<p align="center">$3,168</p>
</td>
</tr>
</tbody>
</table>
<p>For 30 new accounts with US$200 each, you’ll get US$1,334.40 as your total commissions and bonuses. However, each of these accounts will yield US$3,168 by the time they reached their fifth year.</p>
<p>A total cost of US$6,000 will be removed but you will retain the US$1,334.40 plus US$3,168 x 30. Here you will earn a total of <strong>US$96,374.40</strong> after they reached their fifth year.</p>
<p><strong>For US$500/Month</strong><strong> </strong></p>
<table style="height: 53px;" border="1" cellpadding="0" width="510">
<tbody>
<tr>
<td width="116">
<p align="center">eShares Amount (US$)</p>
</td>
<td width="87">
<p align="center">After 1st Split</p>
</td>
<td width="93">
<p align="center">After 2nd Split</p>
</td>
<td width="102">
<p align="center">After 3rd Split</p>
</td>
<td width="102">
<p align="center">After 4th Split</p>
</td>
<td width="92">
<p align="center">After 5th Split</p>
</td>
</tr>
<tr>
<td width="116">
<p align="center">$256.50</p>
</td>
<td width="87">
<p align="center">$513</p>
</td>
<td width="93">
<p align="center">$1,026</p>
</td>
<td width="102">
<p align="center">$2,052</p>
</td>
<td width="102">
<p align="center">$4,104</p>
</td>
<td width="92">
<p align="center">$8,208</p>
</td>
</tr>
</tbody>
</table>
<p>If your 30 new accounts have Gold participation levels (US$500), then the total commissions and bonuses you’ll earn will be US$3,336.00. Since each of them will yield US$8,208 after five years, you will get a total of <strong>US$249,576.00</strong> (US$3,336 + 30 x US$8,208).</p>
<p><strong> </strong></p>
<p><strong>Getting Started</strong><strong> </strong></p>
<table style="height: 53px;" border="1" cellpadding="0" width="510" align="left">
<tbody>
<tr>
<td>
<p align="center">Description</p>
</td>
<td>
<p align="center">Normal</p>
</td>
<td>
<p align="center">Silver</p>
</td>
<td>
<p align="center">Gold</p>
</td>
<td>
<p align="center">Platinum</p>
</td>
<td>
<p align="center">Ruby</p>
</td>
<td>
<p align="center">Diamold</p>
</td>
</tr>
<tr>
<td>
<p align="center"><strong>Level</strong><strong> </strong></p>
</td>
<td>
<p align="center"><strong>US$100</strong><strong> </strong></p>
</td>
<td>
<p align="center"><strong>US$200</strong><strong> </strong></p>
</td>
<td>
<p align="center"><strong>US$500</strong><strong> </strong></p>
</td>
<td>
<p align="center"><strong>US$1,000</strong><strong> </strong></p>
</td>
<td>
<p align="center"><strong>US$2,000</strong><strong> </strong></p>
</td>
<td>
<p align="center"><strong>US$5,000</strong><strong> </strong></p>
</td>
</tr>
<tr>
<td>
<p align="center">Buy eShares Available Amount</p>
</td>
<td>
<p align="center">US$45</p>
</td>
<td>
<p align="center">US$99</p>
</td>
<td>
<p align="center">US$256.50</p>
</td>
<td>
<p align="center">US$531</p>
</td>
<td>
<p align="center">US$1,098</p>
</td>
<td>
<p align="center">US$2,925</p>
</td>
</tr>
<tr>
<td>
<p align="center">eGame Available Amount</p>
</td>
<td>
<p align="center">US$5</p>
</td>
<td>
<p align="center">US$11</p>
</td>
<td>
<p align="center">US$ 28.50</p>
</td>
<td>
<p align="center">US$ 59</p>
</td>
<td>
<p align="center">US$122</p>
</td>
<td>
<p align="center">US$325</p>
</td>
</tr>
<tr>
<td>
<p align="center">Participation Charge</p>
</td>
<td>
<p align="center">US$50</p>
</td>
<td>
<p align="center">US$90</p>
</td>
<td>
<p align="center">US$215</p>
</td>
<td>
<p align="center">US$410</p>
</td>
<td>
<p align="center">US$780</p>
</td>
<td>
<p align="center">US$1,750</p>
</td>
</tr>
<tr>
<td>
<p align="center">Monthly Profit-Sharing Lots</p>
</td>
<td>
<p align="center">1</p>
</td>
<td>
<p align="center">2</p>
</td>
<td>
<p align="center">5</p>
</td>
<td>
<p align="center">10</p>
</td>
<td>
<p align="center">20</p>
</td>
<td>
<p align="center">50</p>
</td>
</tr>
<tr>
<td>
<p align="center">Weekly Each Level Cap</p>
</td>
<td>
<p align="center">US$320</p>
</td>
<td>
<p align="center">US$480</p>
</td>
<td>
<p align="center">US$640</p>
</td>
<td>
<p align="center">US$880</p>
</td>
<td>
<p align="center">US$1,200</p>
</td>
<td>
<p align="center">US$1,600</p>
</td>
</tr>
<tr>
<td>
<p align="center">Weekly Commission Cap</p>
</td>
<td>
<p align="center">US$400</p>
</td>
<td>
<p align="center">US$800</p>
</td>
<td>
<p align="center">US$2,000</p>
</td>
<td>
<p align="center">US$4,000</p>
</td>
<td>
<p align="center">US$8,000</p>
</td>
<td>
<p align="center">US$20,000</p>
</td>
</tr>
</tbody>
</table>
<p>As you have noticed there are six levels of participation amount in SMICAP to accommodate your budget and affordability. Normal to Gold level is designed for ordinary individuals who wish to expand their investment with SMICAP’s system or for those who wanted to start low just to be on the safe side.</p>
<p>I suggest you start with US$200 for account A (though you can choose any level you like), and start off the rest with either US$100 or US$500 depending on your preference.</p>
<p>In order to optimize your matching bonus and leadership bonus, put in US$200 for whichever month you can afford more. When you have consecutively open new accounts for 14 months, you can choose to stop. If such is the case however, your commission and bonus will also be proportionately lesser.</p>
<p>Take note that there is no penalty given in case you have no new accounts for any months or if you decide to discontinue for any reason, as this is unlike most of those “Save-As-You-Earn” savings accounts policy of many banks.</p>
<p>The system is genuinely developed for you to grow your money safely twice a year, as has been proven by the system’s track record we provide. There have been no negative growths with our system so you are assured that your investment will grow at every cycle with SMICAP.</p>
<p>For more review about SMI Cap, <a href="http://www.retiringinfo.org/smicap-com-review">visit this page</a>.</p>
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		<item>
		<title>Rich Dad&#8217;s Teach To Be Rich (3 DVDs ONLY)</title>
		<link>http://www.retiringinfo.org/store/rich-dads-teach-to-be-rich-3-dvds-only</link>
		<comments>http://www.retiringinfo.org/store/rich-dads-teach-to-be-rich-3-dvds-only#comments</comments>
		<pubDate>Wed, 07 Oct 2009 23:01:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<title>Retire Smart, Retire Happy with Dr. Nancy K. Schlossberg</title>
		<link>http://www.retiringinfo.org/store/retire-smart-retire-happy-with-dr-nancy-k-schlossberg</link>
		<comments>http://www.retiringinfo.org/store/retire-smart-retire-happy-with-dr-nancy-k-schlossberg#comments</comments>
		<pubDate>Wed, 07 Oct 2009 18:37:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<title>Retirement Planning &#8211; How to Retire With Millions in the Bank</title>
		<link>http://www.retiringinfo.org/store/retirement-planning-how-to-retire-with-millions-in-the-bank</link>
		<comments>http://www.retiringinfo.org/store/retirement-planning-how-to-retire-with-millions-in-the-bank#comments</comments>
		<pubDate>Wed, 07 Oct 2009 17:40:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<title>Too Young to Retire: 101 Ways to Start the Rest of Your Life</title>
		<link>http://www.retiringinfo.org/store/too-young-to-retire-101-ways-to-start-the-rest-of-your-life</link>
		<comments>http://www.retiringinfo.org/store/too-young-to-retire-101-ways-to-start-the-rest-of-your-life#comments</comments>
		<pubDate>Wed, 07 Oct 2009 17:32:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<title>How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won&#8217;t Get from Your Financial Advisor</title>
		<link>http://www.retiringinfo.org/store/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2</link>
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		<pubDate>Wed, 07 Oct 2009 17:32:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<title>Don&#8217;t Retire,REWIRE!, 2E</title>
		<link>http://www.retiringinfo.org/store/dont-retirerewire-2e</link>
		<comments>http://www.retiringinfo.org/store/dont-retirerewire-2e#comments</comments>
		<pubDate>Wed, 07 Oct 2009 17:32:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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